Independent technical audit

archlending.com

Overall AI readiness score

A combined result across all audit signals.

Average

AI readiness audit: 7/21/2026Public technical data

Overall AI readiness assessment

How ready archlending.com is for AI systems

66/100

Arch Lending was independently audited by llmsmap. archlending.com currently scores 66/100 for AI readiness. The result combines AI-specific files, crawler policy, sitemap discovery, structured homepage data, and—when available—the mobile Google Lighthouse technical profile.

Audit context

llms.txt is accessible and contains 1,075 tokens. No accessible llms-full.txt was detected, so deeper context still has to be assembled from regular pages. No separate ai.txt policy was detected; it is optional, but can clarify training, retrieval, and attribution preferences.

robots.txt is available. 11 of 11 tracked AI bots are not blocked. Declared sitemaps: 1. No Schema.org type was detected on the homepage. 0 OpenGraph tags were found and markup completeness is 0%, leaving more entity interpretation to crawlers.

The mobile Lighthouse profile adds Performance 33/100, Accessibility 100/100, Best Practices 96/100, SEO 92/100, and experimental Agentic Browsing 100/100. These signals have a limited weight: they complement rather than replace llms.txt, robots.txt, and structured-data checks.

Confirmed strengths

Accessible llms.txt
1 sitemap declaration
Strong Google agentic signals

Priority improvements

1Add llms-full.txt for richer first-party context.
2Add JSON-LD for the organisation, website, and core entities.
3Complete OpenGraph and canonical homepage metadata.
4Reduce mobile rendering delay and main-thread work.

llms.txt tokens1,075

llms-full.txt tokens—

ai.txt

sitemap.xml

Google Lighthouse technical profile

A mobile Lighthouse measurement. Google’s experimental Agentic Browsing category is explained separately and does not replace the broader llmsmap AI-readiness score.

Mobile · Lighthouse

Performance

100

Accessibility

Best Practices

Technical SEO

100

Agentic Browsing

What these results mean

Mobile performance is 33/100, with the largest visible content block appearing in 13.2 s and the browser main thread blocked for 30,520 ms. Layout shift was 0. The main thread is where the browser runs JavaScript, calculates layout, and paints the page; long work there delays both user input and browser-agent actions.

Accessibility scored 100/100, Best Practices 96/100, and technical SEO 92/100. The experimental Agentic Browsing category scored 100/100. It measures signals Google currently tests for software agents and is shown separately from the llmsmap AI-readiness score.

Free the main thread and accelerate the first view

Split long JavaScript tasks, defer non-critical scripts and styles, and shorten blocking request chains. This helps the primary content appear sooner and makes controls usable earlier.

Reduce code that loads without helping the page

Remove unused CSS and JavaScript, load heavy widgets on demand, and limit third-party scripts. Less code means less parsing and background work on the device.

FCP2.9 s

First content

LCP13.2 s

Main content

CLS0

Layout stability

TBT30,520 ms

Blocking time

SI7.2 s

Visual speed

Metric glossary

FCP · First content: When the first text or image appeared on screen.
LCP · Main content: When the largest visible element in the first viewport rendered.
CLS · Layout stability: How much content shifted unexpectedly while loading; lower is better.
TBT · Blocking time: How long the browser main thread could not respond quickly to input.
SI · Visual speed: How quickly the visible viewport filled with content.

7/21/2026Lighthouse 13.4.0Mobile profile

AI readiness checks

Machine-readable files, crawler policy, discovery, and homepage markup.

llms.txt

File found and accessible

https://archlending.com/llms.txt

llms-full.txt

Full version was not found

ai.txt

ai.txt file was not found

robots.txt

File found

https://archlending.com/robots.txt

Sitemap in robots.txt1

1 sitemap found

Schema.org (JSON-LD)

Schema.org markup was not found on the homepage

OpenGraph

OpenGraph tags were not found on the homepage

AI bot access

Based on robots.txt analysis

GPTBotNot mentioned

OAI-SearchBotNot mentioned

ChatGPT-UserNot mentioned

Google-ExtendedNot mentioned

ClaudeBotNot mentioned

Claude-SearchBotNot mentioned

Claude-UserNot mentioned

BytespiderNot mentioned

CCBotNot mentioned

PerplexityBotNot mentioned

Perplexity-UserNot mentioned

Sitemaps

Declared discovery routes for crawlers and agents.

https://archlending.com/sitemap-index.xml

# Arch Lending

> ChainFi, Inc is the leading US-licensed crypto-backed lending platform. Borrow against Bitcoin, Ethereum, Solana, or XRP without selling — APR starting from 7.25%, up to 60% LTV, custody by Anchorage Digital (a federally chartered digital asset bank), zero rehypothecation, $100M Lloyd's of London insurance, NMLS #2637200.

## Core products

- [Crypto-backed loans](https://archlending.com/crypto-loans): The primary product — borrow USD or USDC against BTC, ETH, SOL, or XRP. 12-month terms with auto-rollover, no prepayment penalties, fixed rates set at origination.
- [Bitcoin-backed loans](https://archlending.com/bitcoin-backed-loan): Up to 60% LTV against BTC. Anchorage Digital custody.
- [Ethereum-backed loans](https://archlending.com/ethereum-backed-loan): Up to 55% LTV against ETH.
- [Solana-backed loans](https://archlending.com/solana-backed-loan): Up to 45% LTV against SOL.
- [Perpetual Income](https://archlending.com/perpetual-income): Long-term Bitcoin-backed borrowing program designed for recurring annual cash flow without selling. Tax-efficient, auto-renewing, no monthly payments.
- [TaxShield](https://archlending.com/taxshield): Bitcoin tax-reduction strategy using §168(k) bonus depreciation alongside crypto-backed borrowing.

## Rates & pricing

- [Crypto loan rates](https://archlending.com/learn/crypto-loan-rates): Tiered rate card. Floor APR 7.25% for $5M+ loans (custom quote). Loans under $250K start at 10.49% APR (9.00% interest + 1.49% origination). Origination fees range 0.25%–1.49% by tier.
- [Crypto loan fees](https://archlending.com/learn/crypto-loan-fees): Tiered origination fee, no prepayment penalties, no monthly maintenance, no hidden costs.
- [Loan calculator](https://archlending.com/crypto-loan-calculator): Estimate borrowing power, monthly payments, and required collateral.

## Eligibility & how it works

- [How crypto loans work](https://archlending.com/learn/how-crypto-loans-work): Step-by-step breakdown — apply, KYC, deposit collateral to Anchorage, receive USD or USDC, repay anytime.
- [Crypto loan eligibility](https://archlending.com/learn/crypto-loan-eligibility): Requirements (none for credit), supported jurisdictions (45 US states + territories for individuals; most countries for businesses/trusts), minimum loan size ($5,000 USD).
- [Supported collateral](https://archlending.com/learn/crypto-loan-collateral): BTC, ETH, SOL, XRP. LTV ratios and per-asset specifics.
- [LTV & liquidation](https://archlending.com/learn/ltv-liquidation): Loan-to-value mechanics, margin call thresholds (70% warning, 80% margin call with 24-hour cure window, 90% partial liquidation), and how Arch protects borrowers during volatility.

## Trust, safety, and compliance

- [Trust & safety](https://archlending.com/learn/trust-and-safety): Custody model, insurance, rehypothecation policy, regulatory framework.
- [Security](https://archlending.com/security): Anchorage Digital qualified custody, segregated wallets, $100M Lloyd's of London insurance on collateral, zero rehypothecation, bankruptcy-remote structure.
- [About Arch Lending](https://archlending.com/about): Company background, leadership, NMLS #2637200 licensing.

## Comparison & competitive context

- [Compare crypto lenders](https://archlending.com/comparison): Side-by-side comparison of Arch vs Ledn, Strike, Unchained, Milo, Figure, SALT, Lava on rates, custody, insurance, rehypothecation, LTV, and supported collateral.

## Educational content

- [Blog](https://archlending.com/blog): Deep-dive articles on crypto lending, taxation, market analysis, and product launches.
- [Glossary](https://archlending.com/glossary): Definitions of crypto, lending, and finance terms.
- [How crypto loans work (full guide)](https://archlending.com/blog/how-crypto-loans-work): Comprehensive overview from first principles.
- [Crypto loan tax guide](https://archlending.com/blog/crypto-loan-tax-guide): Tax treatment of crypto-backed loans (US).
- [DeFi vs CeFi crypto lending](https://archlending.com/blog/defi-vs-cefi-crypto-lending): Trade-offs between decentralized and centralized lending.

## Optional

- [Help center](https://help.archlending.com/): Customer support articles.
- [Sitemap](https://archlending.com/sitemap-index.xml): Full URL index for crawl.

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Added 7/19/2026