Independent technical audit

agentwalletindex.fyi

Overall AI readiness score

A combined result across all audit signals.

Excellent

AI readiness audit: 10/27/2026Public technical data

About the site

Agent Wallet Index is a directory of 26 agent wallets and payment rails for AI agents, with source-linked facts on custody, limits and fees. It organizes listings into categories such as agent wallets, payments platforms, payment protocols, key management and card rails, and offers comparison guides and a spend-limit planner.

Category:: Finance and banking
Platform:: Next.js

Written by AI from the site’s llms.txt and homepage.

Overall AI readiness assessment

How ready agentwalletindex.fyi is for AI systems

100/100

Agent Wallet Index was independently audited by llmsmap. agentwalletindex.fyi currently scores 100/100 for AI readiness. The result combines AI-specific files, crawler policy, sitemap discovery, structured homepage data, and—when available—the mobile Google Lighthouse technical profile.

Audit context

llms.txt is accessible and contains 1,182 tokens. An expanded llms-full.txt is also available with 3,433 tokens, giving agents more direct context. A separate ai.txt policy is published.

robots.txt is available. 11 of 11 tracked AI bots are not blocked. Declared sitemaps: 1. The homepage exposes Schema.org types Organization, WebPage, WebSite, Dataset, Service and others; 10 OpenGraph tags were found and markup completeness is 100%.

The mobile Lighthouse profile adds Performance 98/100, Accessibility 100/100, Best Practices 100/100, SEO 100/100, and experimental Agentic Browsing 100/100. These signals have a limited weight: they complement rather than replace llms.txt, robots.txt, and structured-data checks.

Confirmed strengths

Accessible llms.txt
Expanded llms-full.txt
Published AI policy
1 sitemap declaration
Schema.org: Organization, WebPage
Complete social metadata

Priority improvements

1Keep machine-readable files and markup aligned with future site changes.

llms.txt tokens1,182

llms-full.txt tokens3,433

ai.txt

sitemap.xml

Google Lighthouse technical profile

A mobile Lighthouse measurement. Google’s experimental Agentic Browsing category is explained separately and does not replace the broader llmsmap AI-readiness score.

Mobile · Lighthouse

Performance

100

Accessibility

100

Best Practices

100

Technical SEO

100

Agentic Browsing

What these results mean

The mobile page renders efficiently; its largest visible content block appeared in 2.0 s.

Accessibility scored 100/100, Best Practices 100/100, and technical SEO 100/100. The experimental Agentic Browsing category scored 100/100. It measures signals Google currently tests for software agents and is shown separately from the llmsmap AI-readiness score.

Free the main thread and accelerate the first view

Split long JavaScript tasks, defer non-critical scripts and styles, and shorten blocking request chains. This helps the primary content appear sooner and makes controls usable earlier.

Reduce code that loads without helping the page

Remove unused CSS and JavaScript, load heavy widgets on demand, and limit third-party scripts. Less code means less parsing and background work on the device.

FCP1.2 s

First content

LCP2.0 s

Main content

CLS0

Layout stability

TBT30 ms

Blocking time

SI3.3 s

Visual speed

Metric glossary

FCP · First content: When the first text or image appeared on screen.
LCP · Main content: When the largest visible element in the first viewport rendered.
CLS · Layout stability: How much content shifted unexpectedly while loading; lower is better.
TBT · Blocking time: How long the browser main thread could not respond quickly to input.
SI · Visual speed: How quickly the visible viewport filled with content.

10/27/2026Lighthouse 13.5.0Mobile profile

AI readiness checks

Machine-readable files, crawler policy, discovery, and homepage markup.

llms.txt

File found and accessible

https://agentwalletindex.fyi/llms.txt

llms-full.txt

Full version is available

https://agentwalletindex.fyi/llms-full.txt

ai.txt

AI rules are defined

https://agentwalletindex.fyi/ai.txt

robots.txt

File found

https://agentwalletindex.fyi/robots.txt

Sitemap in robots.txt1

1 sitemap found

Schema.org (JSON-LD)

Types: Organization, WebPage, WebSite, Dataset, Service, FAQPage

OpenGraph100%

10 OG tags found

AI bot access

Based on robots.txt analysis

GPTBotAllowed

OAI-SearchBotAllowed

ChatGPT-UserAllowed

Google-ExtendedAllowed

ClaudeBotAllowed

Claude-SearchBotAllowed

Claude-UserAllowed

BytespiderAllowed

CCBotAllowed

PerplexityBotAllowed

Perplexity-UserAllowed

Sitemaps

Declared discovery routes for crawlers and agents.

https://agentwalletindex.fyi/sitemap.xml

OpenGraph tags

Social preview metadata found on the homepage.

Markup completeness: 100%

og:titleAgent wallets and payment rails for AI agents | Agent Wallet Index

og:descriptionCompare 26 agent wallets and payment rails by rail, chain, custody, spend caps, approval, KYC and fees — each fact cited to its source.

og:urlhttps://agentwalletindex.fyi

og:site_nameAgent Wallet Index

og:localeen

og:imagehttps://agentwalletindex.fyi/og

og:image:width1200

og:image:height630

og:image:altAgent wallets and payment rails for AI agents | Agent Wallet Index

og:typewebsite

Schema.org markup

Structured entities and properties exposed on the homepage.

Types found: 6 · Properties: 9

OrganizationWebPageWebSiteDatasetServiceFAQPage

nameAgent Wallet Index

urlhttps://agentwalletindex.fyi/

logohttps://agentwalletindex.fyi/brand/logo.svg

descriptionCompare 26 agent wallets and payment rails by rail, chain, custody, spend caps, approval, KYC and fees — each fact cited to its source.

inLanguageen

author{"@id":"https://agentwalletindex.fyi/#organization"}

publisher{"@id":"https://agentwalletindex.fyi/#organization"}

potentialAction{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://agentwalletindex.fyi/search?q={search_term

dateModified2026-10-21T15:28:20.930Z

# Agent Wallet Index

> Wallets and rails that let AI agents spend money safely.

> **Check before you fund.** Features, fees and protocol support change. Follow the cited source on each row before you let an agent hold or spend money.

Agent Wallet Index lists 26 agent wallets. Updated 2026-10-21. Every page has a markdown copy: add `.md` to its URL, or send `Accept: text/markdown`. The home page copy is [index.md](https://agentwalletindex.fyi/index.md).

## Regions

- [Global](https://agentwalletindex.fyi/global.md): 26 agent wallets

## Agent wallets by city

- [Online, Global](https://agentwalletindex.fyi/global/online.md): 26 agent wallets

## Categories

- [Agent wallets](https://agentwalletindex.fyi/category/agent-wallets.md): 8 agent wallets
- [Payments platforms](https://agentwalletindex.fyi/category/payments-platforms.md): 8 agent wallets
- [Payment protocols](https://agentwalletindex.fyi/category/payment-protocols.md): 6 agent wallets
- [Key management](https://agentwalletindex.fyi/category/key-management.md): 5 agent wallets
- [Card rails](https://agentwalletindex.fyi/category/card-rails.md): 2 agent wallets

## Free tools

- [Agent spend-limit planner](https://agentwalletindex.fyi/tools/agent-spend-limit-planner.md): Turn a monthly budget and an expected call rate into per-call, per-session and daily caps for an agent wallet.

## Guides

- [Agent payments in the United States](https://agentwalletindex.fyi/guides/agent-payments-in-the-united-states.md) (United States): Which listing fields to read first when an agent wallet or payment rail will serve US users: rail, custody, KYC, approval and status. This index does not give legal advice.
- [Common mistakes with agent wallets and questions to ask](https://agentwalletindex.fyi/guides/common-mistakes-with-agent-wallets.md): Mistakes to avoid when you pick an agent wallet: choosing before you know your agent's spend pattern, ignoring the custody model, and skipping the cited source.
- [How to compare agent wallets and payment rails](https://agentwalletindex.fyi/guides/how-to-compare-agent-wallets.md): Compare agent wallets and rails on the same fields: rail, custody, spend caps, human approval, KYC, MCP support and fees. Each listing links the source for its facts.
- [What an agent wallet listing shows](https://agentwalletindex.fyi/guides/what-a-listing-shows.md): Every listing shows the same set of fields for each wallet or payment rail. Each fact links to the vendor's public docs or the protocol spec so you can check it yourself.

## About this site

- [About Agent Wallet Index](https://agentwalletindex.fyi/about.md): What Agent Wallet Index is, where its data comes from, and how a listing is checked.
- [Contact Agent Wallet Index](https://agentwalletindex.fyi/contact.md): How to reach Agent Wallet Index: our email address, how fast we reply, and how to add or fix a listing.
- [Link exchange with Agent Wallet Index](https://agentwalletindex.fyi/link-exchange.md): Swap links with Agent Wallet Index for free. You link to us. We check the link. An approved site gets a partners page link, a guide mention, or a blog mention.
- [The agent payments newsletter](https://agentwalletindex.fyi/newsletter): A short email now and again: a new wallet or rail, a protocol change that matters, and one source note. No noise.

## Data sources

- [Open protocol specifications](https://github.com/x402-foundation/x402): license Apache-2.0 (x402, AP2 and ACP spec repos) and MIT OR Apache-2.0 (MPP specs), refreshed monthly
- [Vendor public documentation](https://docs.stripe.com/agentic-commerce): license Facts restated from each vendor's public documentation; prose is our own, refreshed monthly

## API

- [OpenAPI 3.1 description](https://agentwalletindex.fyi/api/v1/openapi.json): the read API as JSON
- [API guide](https://agentwalletindex.fyi/developers): endpoints, examples, rate limits and how to credit the data
- [MCP server card](https://agentwalletindex.fyi/.well-known/mcp/server-card.json): the MCP server at https://agentwalletindex.fyi/mcp and its tools
- [Agent card](https://agentwalletindex.fyi/.well-known/agent-card.json): the A2A agent at https://agentwalletindex.fyi/a2a and its skills
- [Agent skills](https://agentwalletindex.fyi/.well-known/agent-skills/index.json): a skill that explains the API and the MCP server
- [API catalog](https://agentwalletindex.fyi/.well-known/api-catalog): the API description and the guide as an RFC 9727 linkset
- [WebMCP manifest](https://agentwalletindex.fyi/webmcp): the tools as a manifest

## Optional

- [Every agent wallet with its facts](https://agentwalletindex.fyi/llms-full.txt)
- [Sitemap](https://agentwalletindex.fyi/sitemap.xml): every indexable page

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